Medical Marijuana Insurance

 I will end up talking about specific business types that are different from the average business. One of these that need the most care is Medical Marijuana facility insurance policies. A Medical Marijuana Insurance policy differs from the normal store since they can do so many things as a typical facility does so many different things so they need coverage that fit all of this.

 Dispensary Insurance - first and foremost a facility is a dispensary. They distribute medicine to clients via store or courier. The liability on this is based on sales and typically does not cover the product. This doesn't cover the plants or any edibles.

 Crop Insurance - Crop insurance is a separate policy that covers all the crops. From seed to clone to mature plants. This can include the product for liability as well.

 Delivery Service - This is an auto insurance that covers both the auto liability exposures as well as can include coverage for a courier that doesn't grow or make the product. Since a courier service doesn't grow or make the products that would be excluded from the liability policy.

 Products Insurance - If you are making edibles coverage can be found. It works like a standard bakery policy were you have coverage for the stock as well as spoilage coverage and can cover both the finished stock as well as the preused medicine.

 Workers Compensation - No different than other businesses, but needs to be with a carrier that will write it. Sure state funds can do this, but the pricing is high. Other select carriers can write this coverage at great rates.

 Medical Marijuana Insurance policies are different from the corner store. You need an agent that understands what you do and can cover you for the losses you may have. Don't buy a limited policy when you can get comprehensive coverage. Anyone is free to contact John Dziak for questions on their facility via the links embedded in this page.